DayLoans - Receive up to $1000 - Fast Approval

Get up to
$1,000 Cash!

Why request a loan online?

Requesting a loan online is very easy and quick. You don't need to wait in long lines to request a loan or leave the comfort of your own home.

Credit score has no impact

Your credit history or lack of credit do not impact your ability to obtain the funds you need timely.

Fixed rates. No hidden fees

Each lender will provide you information describing the terms and conditions associated with the offer before you accept.

What You Get

Loans up to $1,000
Access to our network of lenders
All credit scores considered
Cash deposited directly into your account
256-bit secure online form

Have your personal and banking information ready when you complete our form and you will get a decision in minutes.

What is DayLoans?

DayLoans is a network connecting lenders who offer short-term loans. Our goal is to pair you with one or more short-term loan lenders who can provide you with access to emergency funds, regardless of the reason. We help you find loans of up to $1,000 quickly and with ease.

How It Works

Submit Online

Fill out our short form secured with 256-bit technology.

Receive Response

If approved, review all the terms and rates on the lender's website.

Check Your Account

Get cash deposited into your bank account as soon as the next business day.

Have a question? We've got answers!

What is a short term loan?

A short term loan is a way for consumers to get the money they need in emergencies without the same hassle that is associated with other forms of consumer credit. Getting cash from credit cards or traditional banks can be time consuming and frustrating. Short term loans are headache-free and relatively easy for most people to obtain—even if they have been denied other forms of credit due to their credit histories. In just a few short minutes, consumers can request and be approved for a short term loan of up to $1,000.

What are the qualifications?

In most cases, the criteria you must meet in order to be eligible for a short term loan are the same across all lenders. You must be 18 years of age or older, a legal resident of the United States, employed within the United States with the same employer for a period of at least 90 days, have a bank account that is not currently overdrawn, and have a working telephone number and email address. Some lenders may provide you with funds even if you are not employed, but you must be able to show proof of steady income from various sources such as SSI or unemployment. Remember that each lender has its own rules and regulations and cannot guarantee that a lender will approve you for a loan.

Are short term loans expensive?

Short term loans certainly have a reputation for being expensive, but they are truthfully no more expensive than getting a credit card loan or overdrawing a checking account. Think of it this way: while the interest rates for short term loans are indeed higher, these loans are made to be paid off within a very short period of time. As long as consumers are able to stick to the terms of the loan and pay them off according to the original agreement, it can certainly be a very convenient and affordable option.

When should I take out a short term loan?

You would not overdraw your checking account or get a loan from your credit card without good reason, so the same principles should be applied to short term loans. They are designed to be used during financial crises as a short-term solution and never as a way to dig oneself out of a mountain of debt. We encourage consumers to use their loans responsibly and never request cash for frivolous spending. Consumers who have serious financial trouble should consider hiring a professional credit counselor to help them prepare budgets and pay off debt.

Customer Reviews

Have your personal and banking information ready when you complete our form and you will get a decision in minutes.